Health Coverage That Works as Hard as You Do.
As a real estate professional, your time is valuable and your health matters. We offer comprehensive health benefit plans designed for independent contractors and self-employed individuals like you. Through exclusive platforms, you gain access to large-company savings without the overhead.
With nationwide networks, you can choose from a range of healthcare options — from major medical PPO plans to affordable limited medical plans — all crafted to fit your lifestyle and budget.
Stay focused on closing deals while we take care of your health coverage.
Why Real Estate Professionals Choose Us
We understand the unique challenges of working in real estate—long hours, unpredictable income, and the need for flexibility. That’s why we offer health benefit solutions designed to fit your lifestyle, protect your budget, and give you peace of mind while you focus on growing your business.
Trust
Our reputation for reliability and integrity makes us the go-to choice for health benefits coverage.
Budget
Kauffman Group will help you, your family, or business select the right coverage that fits your needs and budget
Communication
We’ll work with you to navigate the complexities of health benefit products and provide you with peace of mind and protection.
Experience
Selecting the right coverage is one of the most important decisions you make. Our experienced staff will listen to your needs, go over plans, and help you make the best choice.
OUR PLANS
Our core plans are specifically designed for Independent Contractors.
We offer the following PPO plan types.
GigCare Intelligent
Cigna PPO Plans
GigCare Intelligent $1,800 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $1,800 / $3,600
Out Of Network: $3,600 / $7,200
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $2,600 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $2,600 / $5,200
Out Of Network: $5,200 / $10,400
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $3,350 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $3,350 / $6,700
Out Of Network: $6,700 / $13,400
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $4,300 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $4,300 / $8,600
Out Of Network: $8,600 / $17,200
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $6,000 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $6,000 / $12,000
Out Of Network: $12,000 / $24,000
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $7,500 Cigna PPO
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $7,500 / $15,000
Out Of Network: $15,000 / $30,000
OOPM
In Network: $10,000 / 20,000
Out Of Network: $20,000 / $40,000
VISIT
PCP Office Visit: $25
Specially Office Visit: $40
Urgent Care Copay: $60
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $3,500 Cigna PPO HDHP
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $3,500 / $7,000
Out Of Network: $7,000 / $14,000
OOPM
In Network: $8,300 / $16,600
Out Of Network: $16,600 / $33,200
VISIT: 20% After Deductible
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
GigCare Intelligent $5,000 Cigna PPO HDHP
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $5,000 / $10,000
Out Of Network: $10,000 / 20,000
OOPM
In Network: $8,300 / $16,600
Out Of Network: $16,600 / $33,200
VISIT: 20% After Deductible
EMERGENCY ROOM: 20% After Deductible
HOSPITAL SERVICES: 20% After Deductible
OUR PLANS
GigCare Livelihood
Aetna Plans
GigCare Livelihood EPO $1,800 Aetna
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $1,800 - $3,600
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $9,200 - $18,400Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
$40/Visit
$70/Visit
$85/Visit
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
GigCare Livelihood EPO $3,750 Aetna
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $3,750 - $7,500
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $9,200 - $18,400Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
$40/Visit
$70/Visit
$85/Visit
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
GigCare Livelihood EPO $4,500 Aetna
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $4,500 - $9,000
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $9,200 - $18,400Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
$40/Visit
$70/Visit
$85/Visit
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
GigCare Livelihood EPO $6,800 Aetna
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $6,800 - $13,600
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $9,200 - $18,400Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
$40/Visit
$70/Visit
$85/Visit
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
GigCare Livelihood EPO $8,300 Aetna
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $8,300 - $16,600
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $9,200 - $18,400Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
$40/Visit
$70/Visit
$85/Visit
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
GigCare Livelihood EPO $6,500 Aetna HSA
Major Medical-Unlimited Annual Benefits
DEDUCTIBLES
In Network: $6,500 - $13,000
Out Of Network: N/A
OUT OF POCKET MAX
In Network: $8,300 - $16,600Out Of Network: N/A
PCP / SPECIALIST / URGENT CARE OFFICE VISITS
25% After Deductible
EMERGENCY ROOM: 25% After Deductible
HOSPITAL SERVICES: 25% After Deductible
Benefits Summary
MaxGuard
Limited Medical Plans
MaxGuard $300 Plans
EMERGENCY ROOM
Limited to 3 visits per benefit period.
$300 Copayment after Deductible.
HOSPITALIZATIONS
Combined 3 hospitalizations per benefit period. 5-day limit per hospitalization.
$850 Copayment per admission
after Deductible.
MATERNITY SERVICES
Routine Vaginal Delivery - 2 day limit.
Routine C-Section Delivery - 4 day limit.
100% after deductible.
MaxGuard $900 Plans
EMERGENCY ROOM
Limited to 3 visits per benefit period.
$300 Copayment after Deductible.
HOSPITALIZATIONS
Combined 3 hospitalizations per benefit period. 5-day limit per hospitalization.
$850 Copayment per admission
after Deductible.
MATERNITY SERVICES
Routine Vaginal Delivery - 2 day limit.
Routine C-Section Delivery - 4 day limit.
100% after deductible.
MaxGuard $2000 Plans
EMERGENCY ROOM
Limited to 3 visits per benefit period.
$300 Copayment after Deductible.
HOSPITALIZATIONS
Combined 3 hospitalizations per benefit period. 5-day limit per hospitalization.
$850 Copayment per admission
after Deductible.
MATERNITY SERVICES
Routine Vaginal Delivery - 2 day limit.
Routine C-Section Delivery - 4 day limit.
100% after deductible.
We're the best
Meet Peace of Mind by Kauffman Group
At the heart of everything we do is providing you with the peace of mind you deserve. Our comprehensive health benefit solutions are designed to protect you and your loved ones, so you can focus on what truly matters, knowing you’re covered.
With our coverage plans, we ensure that you feel secure and confident, knowing your future is protected with the best solutions for your needs.
Our Methods
The Best Way We Solve Hardest Problems
Needs Analysis
Plan Comparison
Application Assistance
Plan Usage Assistance
Our licensed agents are experienced, knowledgeable, and ready to help you find the best plan for your needs. Call us today! (816) 208 - 4969
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